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General Insurance in UAE
Life is full of risks. Although that adds a layer of excitement, some unexpected events can really set you back.
General insurance helps us protect all the things we value, such as our homes, our automobiles and our valuables from the financial impact of risks, big and small – from fire, flood, storm and earthquake, to theft, car accidents, travel mishaps – and even from the costs of legal action against us.
This guarantees that personal or business life carries on following an event that would otherwise prove too costly to overcome. All things considered, the value that insurance policies provide is invaluable.
At Platinum, we understand this and with our network of specialist providers, we have you covered.
Our Features
Property All Risk Insurance (PAR)
Covers loss or damage due to accident, fire and allied perils include natural calamities to business's physical structure inventory, Machinery & equipment, and furniture & fixtures.
Contractors' All Risk Insurance (CAR)
Covers structures in progress on-site materials and equipment caused by accident, Fire and allied perils. It can also cover third-party liabilities.
Contractors' Plant & Machinery Insurance
Covers accidental physical loss or damage to various types of plant, machinery and equipment whilst using at business locations, project sites and Third-Party liabilities.
Marine Cargo Insurance
Policy covers loss or damage to cargo whilst in transit by land, sea or via air for shipments coming under the purview of the terms, limits of the marine open policy.
Cyber Security Insurance
Policy responds to loss or damage to your own data, equipment or damages to your business and potential liability towards third parties resulting from data breach or cyber-attack.
Professional Indemnity Insurance
Policy covers professionals like doctors, engineers against legal expenses including defense cost if a business is sued for unsatisfactory work or services.
Public Liability Insurance
Covers insured’s legal liability for death, bodily injury and/or property damage to any third party arising from business in own premises or other locations depends upon their activity.
Medical Malpractices Insurance
Complies various Health Authorities in UAE. Policy Covers Legal Liability for Death or Bodily or Mental Injury of Patients due to Negligence, Error and Omission in rendering Professional services.
Home / Shop / Restaurant / Office Insurance
A flexible cost effective insurance package policies cover building, contents, public liabilities, money in safe, domestic workers, workmen, office equipment, stocks, etc.
Travel Insurance
Flexible covers - single trip or multiple trips in a year worldwide and policy covers trip cancellation costs, Medical expenses, travel disruptions like lost luggage, documents etc.
Personal Accident Insurance
Policy covers worldwide risk on 24hours basis and compensate specified sum insured following death, injury, disability of a person caused by Accident.
Yacht Insurance
Widest cover for boats, yachts, watercraft, etc. Coverage for loss or damage to the hull and machinery, Coverage for your liability as a boat owner to third parties